How could she do this to me?

For what I’m paying her, I shouldn’t have these problems!


God love him, my late brother-in-law was one of the most charismatic, entertaining people I have ever known – absolutely born to the world of sales. He had the most wonderful sense of humor and an absolutely charming way with people.

He started up a nurses’ registry in Oakland, California. He signed up hospitals to call him for their temporary staffing needs and he ran ads in the newspapers to recruit qualified personnel to send out on the assignments. Obviously, there was a mark-up between what he paid the staff and what he billed the hospitals. He screened the staff well and provided excellent service to the hospitals and grew quickly.

Naturally, he began to hire office personnel to handle the phones for staff orders and placements, billings, payroll, etc. – all of the things that he and his wife had been doing “hands on” in the start-up stages. As the agency grew, there was simply no way for them to handle everything themselves, so they needed a staff.

His wife was a very capable bookkeeper and handled the books for the first few years, coordinating with the company’s CPA as needed. Ultimately, the business was able to afford an internal bookkeeper and his wife wanted to enjoy the fruits of their business, so a “controller” was hired.

This was a blessed day for my brother-in-law. No longer did he have to “talk shop” with his wife and explain all of the business decisions he was making. He could separate himself from all those accounting/financial discussion, at last. It was also wonderful for her, since she could spend time with their young children.

Ah, the joys of having a dedicated, full-time controller, whose only duties were handling all of the drudgery of the deposits, payroll, accounts payable, etc., etc. Being a born “people person” the last thing my Brother-in-Law wanted to do was to mess around with accounting. That part of the business was, to him, worse than the grease trap at an industrial kitchen. He was thrilled to be finally able to hire “a professional” and turn everything over to her.

She had furnished her office with “professional” furniture and file cabinets, and everything was nice and secure – a ll of the drawers locked up every night. Everything ran smoothly when they opened a second office in San Jose. He was really glad that the controller had all of the “nuts and bolts” under control while he made his customer calls throughout the area. Finally he could concentrate on what he did best – take care of his customers!

Until one Thursday night, when he called me in panic. The controller had been sick for a few days and when he went into the office, the accounting mail had stacked up in the bin for the controller. Casually, he thumbed the mail, and noticed a number of colored envelopes from the telephone company and the newspapers. He opened these, only to see that they were threatening to cut off phone service and cease running ads if his bills weren’t brought current immediately!

For his business, phones and newspaper ads were the entire lifeline! Without ads, he wouldn’t find staff, and without phones, he couldn’t get staffing orders or call the personnel to fill them! He would be flat out of business!

He got his master keys and went into the controller’s office, then unlocked and opened that deep, lower-left drawer. It was full of similar notices. For months, they had been just ahead of being cut off buy their most precious vendors, and the controller had kept it a secret from him the entire time. He called me in a complete panic and in despair. I flew in Friday evening.

Friday evening was a very emotional, personal time. Unfortunately, I had not information with which to dispel his anxiety that the controller had been embezzling and that bankruptcy was his only escape. It was a very difficult evening, mostly for him, not knowing what predicament he was in. He knew he had problems, he just didn’t know what they were.

Saturday morning, we dug into the drawer and all of the company’s books. The good news was that there was no embezzling going on – no one seemed to be stealing from him. The bad news was that cash was a lot tighter than he had been told. The company was just barely squeaking from payday to payday, and that the controller was actually doing a good job of keeping the creditors at bay day-to-day. He had been “kept in the dark” about this problem, possibly because he became hot-headed when cash flow problems had been brought to him in the past.

Unfortunately, the company was set back in its cash flow when the new controller had purchased that fine furniture for her office. And of course, the controller never let on to the owner about the cash flow problems. As he said that Saturday:

“For what I’m paying her, I shouldn’t have these problems!”


So, my Brother-In-Law had pushed all of the accounting/finance/cash flow problems onto his new controller and then simply walked away. He relied, falsely, on her to do her job completely and professionally, including telling him the bad news when there wasn’t enough cash to go around. But he never followed up on what was going on. He absolutely, positively, failed to supervise this critical function of his business.

He did not just delegate, he abdicated.


In the end, the controller was replaced, and my Brother-In-Law tried to open a channel to the successor – to have a dialogue with that stranger so that he would hear about problems as they came along. Naturally, he had to also not close off those lines of communication so that he would hear about the problems before they approached a fatal point. A few years later, he sold the business to a new public “consolidator” of “mom and pop businesses” but that is an entirely different story.


POINT: Money and finances is
THE ONE AREA a business owner cannot lose touch with. You can delegate, but must continue to monitor.